Navarino Wealth — Client Discovery Form

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Your details

Are you completing this as an individual or as a couple / jointly?

About you and your partner, if applicable

You

Title

Full name

Preferred name

Date of birth

Gender

Australian resident?

Country of citizenship

Mobile

Partner if applicable

Title

Full name

Preferred name

Date of birth

Gender

Australian resident?

Country of citizenship

Mobile

How did you hear about us? required

Who can we thank? if referred

Address

Residential address

Postal / mailing address is the same as residential

Relationship status

Do you have children or other dependents?

Employment & income

You

Occupation / employer

Employment status

Your income $

Is that before or after tax?

How often?

Partner if applicable

Occupation / employer

Employment status

Income $

Is that before or after tax?

How often?

Completing this as a couple? + Add your partner's details

Other income — rental, dividends, pension, business, interest, etc. (leave blank if none)

WhoSourceAmount $How oftenBefore/after tax

Anything else about your work / income?

Cash flow income vs spending

A rough picture is perfect — we map the detail together at your meeting. Enter your usual spending at whatever frequency suits, and we'll show your free cash flow live below.

or open the full Budget & Cash Flow tool →

How would you like to tell us about your spending? A single figure, a quick category breakdown, or the full line-by-line budget.

Estimated annual living expenses ($)

A rough figure is fine — your best estimate of what the household spends in a year.

Living expensesAmount $How often

Home & utilities rent, power, water, phone

Groceries & dining

Transport & motoring

Insurance & health

Personal & lifestyle clothing, gym, subs, fun

Everything else

The full line-by-line budget. Open any category and enter your spending at whatever frequency suits — blanks are fine.

Estimated annual total—

Your loan & debt repayments are captured in the Liabilities section (step 5) and flow into the net figure below automatically.

Take-home income

—

Spending + debt

—

Free cash flow

—

Do you run a household budget?

Cash flow — anything to add?

You

Do you receive a Centrelink or DVA benefit?

Which benefit?

Partner

Does your partner receive a Centrelink or DVA benefit?

Which benefit?

Have you given away money or assets in the last 5 years? (gifts to family, forgiven loans, anything sold for less than its value)

If yes — roughly what, when, and how much?

Why now?

What's prompted you to reach out for financial advice at this point in your life?

Have you worked with a financial adviser before?

How confident are you in your current financial position? (1–10)

If you've had an adviser before — what worked well, and what didn't?

Getting to know you

What are the most important things in your life, and why?

What life events are happening (or could happen) that you want to prepare for?

What would you like to change about your current situation or lifestyle?

What would you like to achieve from our meeting?

Why you're here

What's prompted you to seek financial advice — and what would "sorted" look like for you?

Your goals add as many as you like

A short description, the target (dollar amount or outcome) and a rough timeframe. Big or small — add every goal that matters to you.

GoalTarget ($ or outcome)Target dateAge then

Looking ahead

What would your 'ideal retirement' look like?

Ideal age to stop working full-time

Annual retirement income you'd want (today's $) per year, in full dollars

Anything else about your goals 5–10 years out?

Assets outside super — add as many as you like

Everything you own of value — your home, investment properties, shares & funds, cash, business interests, vehicles.

TypeOwnerDescriptionValue $

Total assets—

Assets — anything to add? (plans to buy/sell, valuations, etc.)

Liabilities loans & debts — add as many as you like

Your loans and debts — home loan, investment loans, car, personal, credit cards, HECS/HELP.

TypeOwnerBalance $Repayment $How oftenP&I / IO

Total debt—

Total repayments—

Debts — anything to add? (interest rates, plans to refinance, etc.)

A little more detail on any car loans or novated leases — straight off the finance or lease schedule if you have it handy. Dates are dd/mm/yyyy.

VehicleWhoseTypeFinancierTerm (mths)Payment $How oftenResidual $End date

Superannuation add each fund

Add a row for each super fund — you (and your partner) can list as many as you have.

WhoseFund nameBalance $SG rate %

Total super balance—

Super — anything to add? (contributions, TTR, plans, etc.)

Insurance add each policy

Your personal insurance policies — life, TPD, trauma, income protection. Leave blank if you have none.

CoverWhoseInsurerSum insured $Premium $How oftenIn super?

Insurance — anything to add?

Your position at a glance estimated net worth

Add your assets and liabilities above and we’ll estimate your net worth here.

How you think about money

Comfort with investment risk for higher returns (1–10)

How much investment experience do you have?

If your investments dropped 20% in a downturn, what would you most likely do?

How long could you leave money invested without needing to touch it?

Decisions & communication

Who will be making the financial decisions?

Preferred way to communicate

Your decision-making style

How often to hear from us between reviews?

Estate & legal

Do you have a current valid Will?

When was it last updated?

Enduring Power of Attorney in place?

Beneficiaries nominated on super?

Expecting any inheritance or windfall in the next 5–10 years we should plan around?

Estate planning — anything to add?

You

Height (cm)

Weight (kg)

Do you smoke — and roughly how much per day?

Do you drink alcohol?

Roughly how many standard drinks per week?

Current medications

Pre-existing or ongoing conditions

Serious illness, injury or surgery in the last 5 years

Family medical history (parents & siblings — e.g. heart disease, cancer, diabetes)

Partner

Height (cm)

Weight (kg)

Do they smoke — and roughly how much per day?

Do they drink alcohol?

Roughly how many standard drinks per week?

Current medications

Pre-existing or ongoing conditions

Serious illness, injury or surgery in the last 5 years

Family medical history (parents & siblings — e.g. heart disease, cancer, diabetes)

What would success look like?

12 months from now, what would need to be true for you to say working with us has been worth it?

Anything that's worried you or held you back from getting advice until now?

Any topics or services you're particularly hoping we'll cover?

Documents optional

Upload anything that helps us prepare — pay slips, a household budget, super statements, insurance policies. PDF, JPG, PNG or CSV, up to 15 MB each. Please don't upload anything showing your tax file number or full bank-account number.

Drag & drop files here

or click to choose — PDF, JPG, PNG, CSV (max 15 MB each)

Signature

Please sign to confirm the information you've provided is true and complete to the best of your knowledge. You can draw your signature or type your name.

You — signature

Partner — signature

Date

Email me a copy of my answers when I submit

Thank you

We've received your details. The next step is to book your first meeting — it's complimentary and there's no obligation. We look forward to helping you achieve your goals.

Book your meeting →

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Navarino Wealth Pty Ltd (ABN 91 691 312 937) is a Corporate Authorised Representative (No. 1318210), and Luke Smith is an Authorised Representative (No. 377 450), of PFP Financial Services Pty Ltd, AFSL 535484. General information only, not personal advice.
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