Straight-talking notes on super, tax, markets and making the most of your money.
A new financial year brings a raft of changes to tax, super, wages and small-business rules. Here's a plain-English guide to the eleven most likely to touch your finances — and what each could mean for you.
Continue reading → Download PDF ↓The Federal Government has agreed to ban new borrowing by super funds to buy residential property — in practice affecting SMSFs, the only funds that use these arrangements. Here's what's changing and what it means.
Continue reading → Download PDF ↓Our Winter 2026 quarterly newsletter: investing for the next generation, retirement income options when markets are volatile, and the art of leaning into winter.
Continue reading → Download PDF ↓Last night's Federal Budget contained some of the most sweeping tax reforms Australia has seen in decades — framed as rebalancing the system so wage earners aren't treated very differently from others. Here's what the major changes mean for you.
Continue reading → Download PDF ↓The Cook Labor Government's 2026-27 State Budget, themed "Delivering for WA", leads with more than $1 billion in cost-of-living relief against a backdrop of global uncertainty and rising fuel prices. Here's what it means for WA families.
Continue reading → Download PDF ↓Periods of market volatility can feel uncomfortable, but both history and fundamentals suggest staying disciplined is the right approach. Here's some perspective on what we're seeing.
Continue reading → Download PDF ↓Book a complimentary, no-obligation chat — we'll listen first, then show you what's possible.