Please read this page before relying on anything published on this website.
The information on this website — including articles, newsletters, calculators and tools — is general information only. It has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information on this website, you should consider its appropriateness having regard to your own objectives, financial situation and needs, and obtain personal financial advice.
Where information relates to a financial product, you should obtain and consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any decision about the product.
The calculators and tools on this website provide estimates only, based on the stated assumptions and the figures you enter. They are not a substitute for personal advice, and results may differ from your actual outcomes. Rates and thresholds are updated periodically and may not reflect the most recent changes. We confirm exact figures and provide personal advice through your adviser.
While care is taken in preparing the content on this website, no representation or warranty is made as to the accuracy, completeness, reliability or currency of any information, estimates, opinions or conclusions it contains. Any reliance you place on this information is at your own risk.
Past performance is not a reliable indicator of future performance. Any forward-looking statements, projections or estimates are not guarantees of future outcomes and involve known and unknown risks and uncertainties — actual results may differ materially.
To the maximum extent permitted by law, Navarino Wealth Pty Ltd and PFP Financial Services Pty Ltd disclaim all liability for any direct or indirect loss or damage suffered as a result of relying on any information on this website. Nothing on this page excludes any rights you have under the Australian Consumer Law or the Corporations Act 2001 that cannot be excluded.
This website contains links to external websites (for example, government resources and our booking system). These sites are not under our control, and we are not responsible for their content. A link does not imply endorsement of the linked website.
The information on this website is intended for Australian residents only. It is not an offer or invitation in any jurisdiction where such an offer would be unlawful.
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Our advisers are bound by the Financial Planners and Advisers Code of Ethics 2019. You can check an adviser's registration on the Moneysmart Financial Advisers Register — Luke Smith is Authorised Representative No. 377 450.
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